银监会流动资金贷款需求量测算表

70上年初应付账款32,134,566.98上年末应付账款35,667,686.70上年度销售利润(营业利润)1,284,133.53预计销售收入年增长率10.00%营运资金量=上年度销售收入×(1-上年度销售利润率)×(1+预计销售收入年增长率)/营运资金周转次数-75,323,822.70第二步、测算新增流动资金贷款额度解释:新增流动资金贷款额度=营运资金量-借款人自有资金-现有流动资金贷款-其他渠道提供的营运资金上年末货币资金5567445.78现有流动资金贷款0新增流动资金贷款额度(80,891,268.48)据银监会下发的《流动资金贷款管理暂行办法》测算流动资金贷款需求量单位:元第一步、测算借款人营运资金量计算项目借款人实际值应收账款周转天数=360/(上年销售收入/平均应收账款余额)225.50存货周转天数=360/(上年销售成本/平均存货余额)21.29预付账款周转天数=360/(上年销售成本/平均预付账款余额)243.52应付账款周转天数=360/(上年销售成本/平均应付账款余额)1,836.14预收账款周转天数=360/(上年销售收入/平均预收账款余额)661.57营运资金周转次数=360/(应收账款周转天数+存货周转天数+预付账款周转天数-应付账款周转天数-预收账款周转天数)(0.18)附:测算所需借款人基础财务数据上年销售收入13,564,455.78上年销售成本6,646,777.90上年初应收账款8,305,564.87上年末应收账款8,687,664.90上年初预收账款25,086,553.89上年末预收账款24,767,866.90上年初存货387,645.96上年末存货398,676.60上年初预付账款3,456,766.78上年末预付账款5,535,533.70上年初应付账款32,134,566.98上年末应付账款35,667,686.70