odel. People's Bank exercises the main functions of Рcredit industry regulation. Gradually improving and perfecting our Рcountry's credit industry legislation, establishing credit incentive and Рrestraint mechanisms, implement the function of credit industry Рsupervision; establishing the credit information integration and sharing Рmechanisms, establishing the relation of information collection, use and Рmanagement, constantly enrich and improve the enterprise credit Рinformation foundation database; regulating the operation of privateVcredit institutions and development, adopting market-based operation Рmodel, gradually form a large number of national panies and Рvalue-added panies, expanding and improving the private Рenterprise credit information database; Regulating the credit services