erspective,eanobstacletosmallandmedium-sizedthemainreasonsforenterprisedevelopment.Wanttosolvethesurvivalanddevelopmentofsmallandmedium-sizedobstacles,totrytosolvethefinancingproblemofSMEsisaneffectiveway.risis,whatkindoffinancingsolutionstosmallandmedium-sizedproblemisworthexploring.ThisarticlefocusesonsmallandmediumenterprisesfinancinginChinaforthefinancingofthecurrentsituationandproblemsintheprocess,analyzethecausesandsolutionstoexplorewaystoimprovethestatusofSMEfinancing,broadenitsfinancingchannelstomakesomesuggestionstosolvethefinancingproblemofSMEsinChina,ChinatospeedupthedevelopmentofSMEs,andpromotethedevelopmentofChina'snationaleconomy.Keywords:Smallandmedium-sizedenterprise,financing,Countermeasures图目录图1:企业外源融资的资金来源渠道?13图2:企业自有资金所占比例?14图3:浙江省中小企业意愿融资比例?16表目录图1:企业有融资需求时首先选择的融资方式?14