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个人及商业信贷

上传者:相惜 |  格式:ppt  |  页数:180 |  大小:451KB

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tage? Non-customers? Existing customersР6РР2.2 The application form?2.3 Reviewing the application? CAMPARI? CCCPARTS? PARSERS? 2.4Evaluation? 2.5 Monitoring and ContolР7РРSection 2Р1 Principle of lending? 1.1 Personal aspects? character- integrity, honesty and reliability? capital? capabilityР8РР1.2 Amount and purpose ? Fiscal or government directives, or strategic reason? Personal customer-the ability to repay the loan? Business customer-supporting evidenceР9РР1.3 Repayment? Nature of the loan and interest ? 1.4 Safety? short and medium-term personal borrowing is unsecured? Main danger to the repayment by regular salary is redundancy and illnessР10

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