e 2: Business ProfileРVariableРValuesРFrequencyРPercentРDuration of operationР1-3 yearsР8Р20Р3-5 yearsР13Р32Р5 and above yearsР20Р48РBusiness ownershipРSole proprietorshipР15Р37РPartnershipР6Р14РFamily businessР5Р12РLimited panyР15Р37РCustomersРIndividualsР23Р57РInstitutionsР6Р14РOrganizationsР12Р29РBranchesР1 to 2Р24Р58Р3 to 4Р13Р32Р5 and aboveР4Р10РThe study finding in Table 2 shows that majority of the businesses were Sole proprietorship (38%) while 36% were limited panies, 14% partnerships and 12% family businesses. This indicates that majority of SMEs were sole proprietorships.РThe respondents were requested to give information on the number of years the business has been in operation .Majority (48%) of the businesses had been in operation for 5 years and above, 32% of the respondents