expense ? 城镇住房公积金 urban housing provident fund ? 低价住房 low-cost housing ? 二手房 second-hand house 房产证 property ownership certificate ? 房屋置换 buy or exchange houses ? 炒房者 realestate speculator ? 房改 housing system reform ? 房管 realestate management ?房权证 property right certificate ?房产市场 realestate market ?房屋空置率 housing vacancy rate 福利分房 welfare-oriented public housing distribution system ?个人购房贷款 individual housing loan ? mercialization of public housing ? 集资房 houses built with funds collected by the buyers ? 居民住房建设 residential construction ? 人均住房 per-capital housing ? plete dapartment ( or flat ) ? 期房 forward delivery housing ? mercial residential building ?商品房空置 the vacancy problem mercial housing ? 政策性住房 policy-related house , policy-based house ? 住房补贴 rental allowance ; housing allowance
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