函电支付方式

notes can be commercial notes, which are issued by firms, or bank notes, which are made by bank. The commercial promissory note can be sight promissory note or time promissory note, but bank promissory note is only the sight one. In international trade, most of promissory notes are drawn by banks and commercial promissory notes are rarely used. In using the banker’s promissory notes, the importer first needs to buy the promissory note from a bank, and then send it to the exporer for he settlement of payment. 银行本票是以银行为出票人签发的，承诺自己在见票时无条件支付确定的金额给收款人或者持票人的票据。РРРРDifferences between? a bill of exchange and promissory noteР1、基本当事人不同。 本票有两个基本当事人，即出票人和收款人； 汇票有三个基本当事人，出票人、付款人、收款人。? 2、付款方式不同。 本票的出票人自己出票自己付款，是承诺式票据； 汇票是出票人要求付款人无条件地支付给收款人的书面支付命令，付款人没有义务必须支付票款，除非他承兑了汇票，所以汇票是命令式或委托式的票据。