金融机构资产组合总体风险做出判Р断。要持续关注金融基础设施建设。如支付服务组织的市场化运营机制,支付结算管理水平、金融Р法制、会计和审计标准、信息披露水平、征信体系建设等都需要进一步加强。□Р参考文献:Р 1. 上海金融服务办. 上海金融发展报告(2004~2008年版)Р 2. 张望. 金融争霸—国际金融中心的竞争、风险与监管. 上海人民出版社, 2008 (5)Р C luster ing of F inanc ia l In stitution s and Con structionР of F inanc ia l Cen ter in Shangha iР Zhang W angР (Bank of J iangsu Shanghai B ranch 200120)Р Abstract: In this article, the author analyzes the characteristics of Shanghai financial institutionsРclustering in recent years, and the effects thereof on the construction of Shanghai as an International FiРnancial Centre. The author also gives advices on how to further p romote the clustering from the perspecРtive of facilitating the construction of Shanghai International Financial Centre.Р Keywords: financial institutions, financial centerР — 111 —