国际结算PPT

兑的权利;? (2)在遭到退票时向背书人及出票人追索的权利;? (3)如果票据不禁止转让,那么持票人拥有转让票据的权利。Р 5.保证人(guarantor)。是对汇票债务人的债务做担保的当事人,按常规应有非票据债务人担任。? 保证人承担与被保证人同样的责任。Р第三章汇票、本票、支票Р第一节汇票? (一)汇票的概念? 汇票是指由一人向另一人签发的,要求即期、定期或者在可以确定的将来的时间,向某人或其指定人或执票来人支付一定金额的无条件书面命令。(A bill of exchange is an unconditional order in writing,addressed by one person to another,signed by the person giving it,requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or to the order of a specified person,or to bearer. )? (二)汇票的要式? 1.“汇票(exchange)”字样。《日内瓦统一汇票法公约》规定汇票应明确表明“汇票”字样;英国票据法对此不做规定。? 2.无条件书面支付命令(unconditional order in writing)。? (1)书面形式。汇票必须是书面的,若为手写而成,不能用铅笔写,容易被涂改变造。? (2)支付命令。汇票是付款命令,其措词应使用祈使句。例如“pay to the order of ……..”;不能使用商量或请求的语气,如“would you please pay to the order of ……”。