Register 公民身份信息– Consolidated banking sector database (from the banking superintendent) 来自监管银行的经过整合的信用信息数据库 Public/Private Partnership in Chile 在智利- 政府和企业的成功合作? Credit information from Banking Superintendent 监管银行提供的信用信息: – Distributed monthly to public and private banks 每月下发给上市银行和民营银行– Consumer and business information 包括消费者和企业信息– Positive and negative data 正面和负面数据– Use/distribution limited to financial sector 使用和传播仅限于金融部门– Subject to same laws governing other credit data 适用于监管其他信用数据的法律– Data not used for marketing purposes 数据不用于市场促销目的 Public/Private Partnership in Chile 在智利- 政府和企业的成功合作? Excellent example of an open information system 一个信息公开化系统的完美例证– Recognized factor in creating a very stable economy 创建一个平稳运行的经济系统的重要因素– Use of credit highest in all Latin America 拉丁美洲地区最高的信用信息使用率