d credit scoring method.Р48. The credit score is calculated based on one's credit reports.Р49. Too many times of application for loans suggest that one may have some financial trouble.РР 第5页 /总页数 6 页Р50. Credit score not only determines whether one can get a loan, but also affects how much one pays interest rate.Р51. To improve credit score, one should lay great effort not to delay the payment of bills.Р52. The basic role of a credit score is to determine whether applicants can get credit or loans.Р53. Credit score is a dynamic number that. varies with the change of one's current credit report.Р54. If you have more outstanding debt, you will get lower credit score.Р55. Closing old credit card accounts raises the debttocredit limit ratio, because the amount of available credit is reducing.
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